Accident & Health Insurance
Group Personal Accident
Explore DUPI’s Group Personal Accident insurance, focused on safeguarding your most valuable asset—your people. With our insurance, you are not just protecting against accidents; you are promoting a culture of care within your organisation.
Our comprehensive Accident & Health insurance product ensures employee well-being, covering accidents, illnesses, and medical emergencies both on and off the job. We understand that a diverse workforce requires versatile protection. That’s why our plans can be tailored to meet the unique needs of your employees, no matter their roles or backgrounds.
Choose DUPI for the kind of employee protection that goes beyond coverage – an investment in your workforce’s health and resilience.
Group Personal Accident Insurance Cover
While accidents can happen, it’s reassuring to know that our Group Personal Accident insurance policy provides end-to-end coverage for employees in the workplace, including commuter traffic, and also offers the option of 24-hour coverage.
Our flexible policies allow you to choose coverage on either a fixed-benefit or an annual-salary basis, and we can insure a wide range of individuals, including temporary workers, interns, holiday workers, volunteers, emergency response team members and family members of the managing board.
What we cover
Typically, our policy covers in the event of:
- Accidental Death
- Loss of limbs, eyes and/or intellectual capacity
- Permanent total disablement and disabling injuries
- Facial disfigurement (including burns and scars)
- Dental injuries
The degree of permanent loss or loss of function of the body part or organ is subject to the criteria set out in the latest edition of the “Guides to the Evaluation of Permanent lmpairment” of The American Medical Association (A.M.A.), supplemented by the guidelines of the Dutch associations of specialists if needed. When the insurance is based on annual salary, there is an optional surcharge for using a higher benefit table of 225% or 350% in case of permanent disability.
Based on Policy Limit per person
- Maximum insured amount EUR 500,000
- Annual policy limit EUR 25 M
The policy provides not only coverage for the employee or directors/majority shareholders but also contains additional coverage for the policyholder and beneficiary/third parties.